Legal Information

What is the Early Investor?

Early Investor was founded in 2025 by David Stewart. Our investing philsophy is that we want to aggressively push our portfolios to generate the maximum return while providing stability for our pride, our families. Our Lion logo represents both our aggressive stance and leaders of our investment lives.  We're dedicated to educating, amusing, and enriching individuals in search of the truth.

What Is the Truth?

The stark truth is that the financial world preys on ignorance and fear of missing out, we all strive to manage our finances well and yet the sad reality is our finances often take a beating along lifes long road. But now, gentle reader, you've set your virtual feet on pride territory, and we want to ensure that your days of fear and intimidation are over. We exist to serve you, to teach you. The Early Investor is a highly collaborative forum, and we do have a few rules of the road. What follows is a disclaimer that the lawyers made us write, but one that's aimed to protect you as much as it does our humble enterprise.

The Early Investor Disclaimer: Watching Out For Your Money. The Early Investor online forum is designed to help readers obtain financial information and discuss ways to make investment and personal financial decisions. This information is sometimes provided by our staff and sometimes by other contributors, many of whom use anonymous screen names and are people we've never met.

The Early Investor recognize that while we have tons of great stuff in this forum, people sometimes post messages in our folders or make statements in our chat rooms that are misleading, deceptive, or downright wrong. They may do this unintentionally or, sad to say, intentionally. The U.S. Securities and Exchange Commission recognizes this and has published information on various Cyberfraud that they have seen. FINRA has provided its own insights into how to invest carefully in this new, electronic world and NASAA also provides tips on how not to fall prey to online investment schemes. The SEC, FINRA and the NASAA maintain outstanding websites at http://www.sec.gov and http://www.finra.org, and http://www.nasaa.org respectively.

Treat the contributors here the same way you'd treat anyone you'd met for the first time at a party. This is important because anyone can show up to our party: no invitations are required. You shouldn't make an investment just because some stranger (or even a friend) talks it up; you shouldn't treat cyberspace any differently.The fundamental concept is that you should NOT rely upon the information or opinions you read. Rather, you should use what you read here as starting points for doing independent research on companies and investing techniques. Then judge for yourself the merits of the material that has been shared in our forum.

The Early Investor does not guarantee the veracity, reliability or completeness of any information provided in our forum or in any hyperlink appearing on our site. No one could read through the thousands of messages we receive each day, check out all the hyperlinked web sites, and research each one for accuracy. That isn't why we're here. Nor are we here to give you hot "tips," to make "buy" or "sell" recommendations, or to tell you what to do with your money. We're here to help you to learn how to make investment and personal finance decisions for yourself, and to have fun. You are responsible for your own investment decisions.

The Early Investor will not be responsible for any errors or omissions in articles or postings, for hyperlinks embedded in messages, or for any results obtained from the use of such information. The Early Investor will not be liable for any loss or damage caused by a reader's reliance on information obtained in our area, or in a hyperlinked area. If you don't accept this responsibility for yourself, then you should not use The Early Investor.

If you ignore our advice to do independent research of industries, companies, and stocks, choosing instead to trade solely on information, "tips," or opinions found in our forum, you have made a conscious, willing, free, and personal decision to do so. You have also probably made a mistake. As cyberspace develops, the freedom and openness from which we all profit can make us the target of touts, hypesters, and frauds. These people could infect our forum, just as they infect other parts of the world. Please proceed with caution and do your homework. And remember: when you access one of these hyperlinked web sites, you're leaving our area so be wary of those who post hyperlinks to strange web sites.

Data and Analysis: In the material and data that we make available in our forum, we rely on a wide variety of sources, such as S&P Comstock, Hoover's and NewsAlert. We believe these sources of data to be accurate and reliable, but sometimes they may not be.

The Early Investor makes no claims or representations as to the accuracy, completeness, or truth of any material contained in our areas. Nor is The Early Investor liable for any errors or delays in the content or transmission of the data on our site. We promise not to lie to you, but we reserve the right to be wrong, stupid, or even believing the hype as much as the rest. Their primary purpose is to keep our forum running smoothly, with politeness and good humor. Some of our staff are knowledgeable about the stock market, and some are not.

The Early Investor does not regulate what the staff says about a company. In fact, their opinions may differ substantially from each other as to the value of specific investments. This is what makes a market. Some posters on our site may have investments in the stocks they discuss, and some do not. We do not tell our people what they can own or what they can write about. All The Early Investor employees are required to disclose their current stock holdings on their personal profile pages. Our staff is drawn from a wide circle of daily life. Most of them are completely outside the investment field in their professional lives and are not to be considered professional analysts or investment advisors. Any weight you ascribe to their opinions should be based on their ability to analyze a company or its products and services, the same as anyone else you see in our forum.

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